INSURANCE SOLUTIONS
Comprehensive Insurance
Solutions for Every Need.
At FACTEL Insurance Agencies, we offer a wide range of insurance solutions designed to protect what matters most to you, your family and your business.
Our Insurance Solutions
We provide access to a wide range of insurance products through reputable insurance partners to give you the protection and peace of mind you deserve.
Motor Insurance
Comprehensive protection for your private or commercial vehicles against accidents, theft, third-party liability, fire, and other risks. We offer both comprehensive and third-party only covers tailored to your vehicle and budget.
- Private & commercial vehicles
- Third-party liability cover
- Theft, fire & accidental damage
- Optional extras available
Medical Insurance
Health coverage options for individuals, families and businesses that help manage medical expenses with confidence. Inpatient, outpatient, maternity and dental options are available depending on the plan you choose.
- Individual & family covers
- Inpatient & outpatient benefits
- Maternity & dental options
- Corporate medical schemes
Life Insurance
Financial protection for your loved ones in the event of death to help secure their future and financial stability. We also offer education and investment-linked life solutions.
- Term & whole life covers
- Education & endowment plans
- Family income protection
- Investment-linked options
Personal Accident Insurance
Covers you against accidental injuries, disability or accidental death around the clock, anywhere you may be. Ideal for individuals and families seeking extra protection.
- 24/7 worldwide cover
- Accidental death & disability
- Medical expense benefits
- Family & group options
Domestic Package Insurance
All-in-one protection for your home and household contents against various risks for your peace of mind. Covers buildings, contents, and personal liability in one policy.
- Buildings & contents cover
- Fire, theft & natural perils
- Personal liability included
- Flexible sum insured options
Fire & Allied Perils
Protection for your property, buildings and assets against fire and other allied perils as covered in the policy. Suitable for both residential and commercial properties.
- Fire & lightning cover
- Explosion & earthquake
- Storm, flood & impact
- Commercial & residential
Burglary Insurance
Financial protection against loss or damage to property resulting from burglary and related risks. Ideal for homes, offices, shops and warehouses.
- Theft following forcible entry
- Contents & stock cover
- Homes, offices & shops
- Optional cash cover
Public Liability Insurance
Protects your business against legal liability for injury to third parties or damage to third-party property in the course of your operations.
- Third-party injury cover
- Property damage liability
- Legal defence costs
- Suitable for all businesses
WIBA Insurance
Work Injury Benefits Act cover for employers to protect their employees against work-related injuries and diseases. Mandatory for most employers in Kenya.
- Work-related injury cover
- Occupational disease benefits
- Medical & compensation costs
- Compliance with WIBA Act
Marine Insurance
Protection for goods and cargo in transit by sea, air, road or rail against specified risks during transportation. Essential for importers, exporters and logistics companies.
- Sea, air, road & rail transit
- Cargo & goods cover
- Warehouse to warehouse options
- Open cover facilities
Commercial Insurance
Tailored insurance solutions for businesses to protect property, operations, employees and other business interests. We help you build a complete risk protection package.
- Property & assets cover
- Business interruption
- Employee benefits packages
- Custom commercial packages
Travel Insurance
Coverage for your domestic and international trips, protecting you against travel-related risks and emergencies while away from home.
- Medical emergencies abroad
- Trip cancellation & delay
- Lost baggage & documents
- Single & annual multi-trip